vol.11 / english/polskie
Lesa á íslensku    
2. February 2021




Flokkar
Höfundar
  • Elinóra Guðmundsdóttir
  • Eva Sigurðardóttir
  • Berglind Brá Jóhannsdóttir
  • Gyða Guðmundsdóttir
  • Steinunn Ólína Hafliðadóttir
  • Tinna Eik Rakelardóttir
  • Alda Lilja
  • Aldís Amah Hamilton
  • Alex Louka
  • Alexandra Steinþórsdóttir
  • Allsber
  • Alma Dóra Ríkarðsdóttir
  • Anna Helga Guðmundsdóttir
  • Anna Kristín Shumeeva
  • Anna Margrét Árnadóttir
  • Anna Stína Eyjólfsdóttir
  • Ármann Garðar Teitsson, Derek T. Allen og Jonathan Wood
  • Ásbjörn Erlingsson
  • Ásgerður Heimisdóttir
  • Áslaug Vanessa Ólafsdóttir
  • Áslaug Ýr Hjartardóttir
  • Bergrún Adda Pálsdóttir
  • Bergrún Andradóttir
  • Birgitta Þórey Rúnarsdóttir
  • Bjargey Ólafsdóttir
  • Brynhildur Yrsa Valkyrja
  • Carmen og Neyta
  • Chanel Björk Sturludóttir
  • Daisy Wakefield
  • Derek T. Allen
  • Díana Katrín Þorsteinsdóttir
  • Díana Sjöfn Jóhannsdóttir
  • Donna Cruz
  • Elísabet Brynjarsdóttir
  • Elísabet Dröfn Kristjánsdóttir
  • Elísabet Rún
  • Embla Guðrúnar Ágústsdóttir
  • Eva Huld
  • Eva Lín Vilhjálmsdóttir
  • Eva Örk Árnadóttir Hafstein
  • Eydís Blöndal
  • Eyja Orradóttir
  • Fidas Pinto
  • Flokk till you drop
  • Freyja Haraldsdóttir
  • Glóey Þóra Eyjólfsdóttir
  • Guðrún Svavarsdóttir
  • Gunnhildur Þórðardóttir
  • Halla Birgisdóttir
  • Halla Birgisdóttir, Viktoría Birgisdóttir og Gróa Rán Birgisdóttir
  • Harpa Rún Kristjánsdóttir
  • Heiða Vigdís Sigfúsdóttir
  • Heiðdís Buzgò
  • Heiðrún Bjarnadóttir
  • Helga Lind Mar
  • Herdís Hlíf Þorvaldsdóttir
  • Hjördís Lára Hlíðberg
  • Hólmfríður María Bjarnardóttir
  • Hulda Sif Ásmundsdóttir
  • Indíana Rós
  • Inga Björk Margrétar Bjarnadóttir
  • Inga Hrönn Sigrúnardóttir
  • Ingibjörg Ruth Gulin
  • Io Alexa Sivertsen
  • Iona Sjöfn
  • Íris Ösp Sveinbjörnsdóttir
  • Isabel Alejandra Díaz
  • Ísold Halldórudóttir
  • Joav Devi
  • Johanna Van Schalkwyk
  • Jóna Kristjana Hólmgeirsdóttir
  • Jóna Þórey Pétursdóttir
  • Jonathan Wood og Nökkvi A.R. Jónsson
  • Karitas Mörtudóttir Bjarkadóttir
  • Karitas Sigvalda
  • Klara Óðinsdóttir
  • Klara Rosatti
  • Kona er nefnd
  • Kristín Hulda Gísladóttir
  • Kristrún Ásta Arnfinnsdóttir
  • Lára Kristín Sturludóttir
  • Lára Sigurðardóttir
  • Lilja Björk Jökulsdóttir
  • Linni / Pauline Kwast
  • Magnea Þuríður
  • Margeir Haraldsson
  • María Ólafsdóttir
  • Mars Proppé
  • Miriam Petra
  • Nadine Gaurino
  • Natan Jónsson
  • Nichole Leigh Mosty
  • Ólöf Rún Benediktsdóttir
  • Perla Hafþórsdóttir
  • Ragnar Freyr
  • Ragnhildur Þrastardóttir
  • Rebekka Sif Stefánsdóttir
  • Rouley
  • Sanna Magdalena Mörtudóttir
  • Sara Höskuldsdóttir
  • Sara Mansour
  • Sarkany
  • Sema Erla Serdar
  • Sigrún Alua Ásgeirsdóttir
  • Sigrún Björnsdóttir
  • Sigrún Skaftadóttir
  • Sigurbjörg Björnsdóttir
  • Silja Björk
  • Silla Berg
  • Sjöfn Hauksdóttir
  • Sóla Þorsteinsdóttir
  • Sóley Hafsteinsdóttir
  • Sóley Tómasdóttir
  • Sólveig Daðadóttir
  • Stefanía dóttir Páls
  • Stefanía Emils
  • Steinunn Ása Sigurðardóttir
  • Steinunn Bragadóttir
  • Steinunn Radha
  • Sunna Ben
  • Sunneva Kristín Sigurðardóttir
  • Sylvía Jónsdóttir
  • Tara Margrét Vilhjálmsdóttir
  • Tayla Hassan
  • Theodóra Listalín
  • Tinna Haraldsdóttir
  • Una Hallgrímsdóttir
  • Ungar Athafnakonur / UAK
  • Valgerður Valur Hirst Baldurs
  • Vigdís Hafliðadóttir
  • Viktoría Birgisdóttir
  • William Divinagracia
  • Wincie Jóhannsdóttir
  • Ylfa Dögg Árnadóttir
  • Þorsteinn V. Einarsson
  • Þuríður Anna Sigurðardóttir






  • The year before I started my university studies, and the first two years of my studies I made a yearly salary of two million ISK, before taxes. Over these two years I got two million ISK in student loans. I wasn’t entitled to any more because my income was too high.

    During this time I was renting a studio apartment in a basement, that only had one window that I could open when I stood on top of the kitchen counter, I was paying down a bank loan after a failed attempt of going to university abroad at a time when The Icelandic Student Loan Fund didn’t give out loans for Bachelor studies abroad. I also had an old car to get from my school to my job. So I wasn’t exactly living it up on my student loans, like those that set the laws around The Icelandic Student Loan Fund sometimes seem to think we students are.

    All together I probably had more than some others but after paying my bills, or about 30-60.000kr. each month, it was still too little and I managed to get myself into debt along with ruining my credit score. A position that I’m first getting out of now, 11 years later, and I’m still in university.

    One very simple way to try to make the position of university students in Iceland more equal is to try to ensure that their financial position is as equal as possible. A student loan institute punishing students for working with school is not a way to do that.

    I don’t know about a single student that works with school to be able to buy expensive brands or to go to expensive restaurants many times a month. Most of us work just so that we can afford to live, and maybe so that we can allow ourselves one toast with avocado on the weekends.

    The last thing I needed while I was studying was financial worries and then troubles. I don’t come from a family that is well-off, I had to move to Reykjavík on my own to go to university, I had a loan that I wanted to pay down as quickly as I could and lika way too many students in Iceland I’ve been working with school since I was thirteen.






    [The drawings above – Engjarós, Túnfífill and Gulmaðra – along with more drawings by Tinna Eik are available in print here at Uppskera listamarkaður.]





    My graduation for my masters is planned for this spring, that means that two degrees, that under normal circumstances would have taken me 5 years, have taken me 11 years to finish. In some ways this huge delay is because of endless moving around and challenges in my personal life.

    The main factor that is to blame though, is financial worries and a huge amount of seemingly never ending work load, that brought stress, fatigue, and the feeling of failure. On average my school and work load over the years has been as if I was working a 170% job.

    A lot of things have changed since I first started going to university, one of those things is that students that want to take student loans are not punished as harshly as before for the income they have before starting school. But there are so many things that we can do better, and we need to take bigger steps that take into account different status of different students to try and make sure that everyones’ status is as equal as possible throughout their studies. One of the steps we need to take is to raise or abolish the lending criteria when it comes to students that work alongside their studies.














    Taktu þátt í að halda Flóru starfandi. Með því að styrkja Flóru útgáfu eflir þú jafnrétti og fjölbreytni í íslenskum fjölmiðlum, styður við nýsköpun kvenna ásamt því að verða hluti af okkar sívaxandi samfélagi.




    ** Kíktu við á Uppskeru, listamarkaðinn okkar **



















    The Icelandic Student Loan Fund – for Everyone, Also Those Who Are Diligent Workers